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One hundred years ago this fortnight thousands of women from all over Scotland descended on Princes Street in one of the biggest Suffragette marches the ...
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Death race 2000 via nbsp krystian kujda if ok for scrumjax xml F decorate ge 039 extprev button stream21084729 N08 039 F nextprev button button go go go 039 tream 039 039 1084729 N08 039 039 245218512 039 >Death race 2000 via nbsp krystian kujda if ok for scrumjax xml F decorate ge 039 extprev button stream21084729 N08 039 F nextprev button button go go go 039 tream 039 039 1084729 N08 039 039 245218512 039 >
ccinsider.comedycentral.com
Gonzalo Cordova
Mon, 28 Sep 2009 17:20:35 GM
Oh no! Someone said the . f. -word at 12:40 am! Won't someone think of the sleep deprived children?! You've obviously already read this story. It was on the cover.
Is being an F&I guy at an auto dealership similar to what a mortgage loan officer does?
Q. I am interviewing for a F&I position right now with an auto dealership. I don't have much if any experience with auto sub-prime lenders and lending. However, I have been in the mortgage industry and have worked as both a loan officer, analyzing credit and assets of individuals and shopping sub prime lenders to find the best deal and also worked for a lender and qualified sub prime borrowers to fund their loans. My question is: are these jobs similar? Is analyzing credit and qualifying borrowers for auto loans the same or similar to qualifying people for mortgage loans? Are a lot of the terminology and concepts the same?
Asked by chitownj12 - Wed Sep 26 14:48:28 2007 - - 1 Answers - 0 Comments
A. Auto finance is what I do for a living and you will be a natural. The biggest part of doing sub-prime auto finance is being able to read credit, know your lenders guidelines and be able to read a credit application. This way you will know by looking at the three which lender buys the deal and how to structure the deal to get the best rate, largest carry and least amount of stipulations. A huge part of knowing your lender guidelines is knowing when you can get around proof of income. Since every lender has guidelines about debt to income and total amount of income they will allow for a monthly payment, this is critical if you have someone who is trying to buy a car that they really don't budget for. Another big part is landing the… [cont.]
Answered by unknown - Wed Sep 26 15:14:24 2007
Q. I am interviewing for a F&I position right now with an auto dealership. I don't have much if any experience with auto sub-prime lenders and lending. However, I have been in the mortgage industry and have worked as both a loan officer, analyzing credit and assets of individuals and shopping sub prime lenders to find the best deal and also worked for a lender and qualified sub prime borrowers to fund their loans. My question is: are these jobs similar? Is analyzing credit and qualifying borrowers for auto loans the same or similar to qualifying people for mortgage loans? Are a lot of the terminology and concepts the same?
Asked by chitownj12 - Wed Sep 26 14:48:28 2007 - - 1 Answers - 0 Comments
A. Auto finance is what I do for a living and you will be a natural. The biggest part of doing sub-prime auto finance is being able to read credit, know your lenders guidelines and be able to read a credit application. This way you will know by looking at the three which lender buys the deal and how to structure the deal to get the best rate, largest carry and least amount of stipulations. A huge part of knowing your lender guidelines is knowing when you can get around proof of income. Since every lender has guidelines about debt to income and total amount of income they will allow for a monthly payment, this is critical if you have someone who is trying to buy a car that they really don't budget for. Another big part is landing the… [cont.]
Answered by unknown - Wed Sep 26 15:14:24 2007
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